Financial Education

Helpful, easy-to-understand articles to guide your financial wellness journey at every stage.

Categories

Dear 3Rivers: Should I Co-Sign My Friend’s Loan?

Mingling money with friends and family is always a tough call. On one hand, you want nothing more than to help them out, but on the other, finances are always sensitive subject. When it comes to cosigning, it’s a legitimate fear that you might end up being left for broke because of someone else’s inability to pay, and ruin your relationship as a result.

Date:

Student Loans Personal Finance

Money Monday: 8 Small Steps for Big Financial Gain

We’ve all experienced major burnout when taking drastic strides and reaching for unrealistic expectations in order to improve our lives in one area or another. In most cases, we learn that baby steps really are the way to go if we want to see major, long-term results. Same goes for your finances. Start small, and watch all of those little changes in your financial habits add up over time.

Date:

Personal Finance

Quick Money Tip: Buy Generic

Do you feel a certain sense of accomplishment when pulling out name-brand after name-brand product from your bags after a trip to the grocery? It's a common feeling, with all of the great and influential advertising we come across for everyday products. We might feel like any other brand just won't cut it if they don't sport the right name or label. This isn't true. What is true, however, is that after months and years of buying only name-brand, our finances can really take a hit. There are some things that are worth spending a little extra cash on, but the majority of the time, going generic will save you lots of money and give you the same results.

Date:

Personal Finance

How-Tuesday: How to Save Money on Your Electric Bill

You’ve likely heard these energy-saving tips before, and it might be hard to believe that they can save you hundreds of dollars a year, but it’s true. Think of it like fixing a gas leak or a slow tire leak in your car – sure, you don’t have to do anything about it, but dedicating a little time and attention now means big savings in the long-run. Plus, you’ll also save on potential future damages and prevent dangerous situations.

Date:

Personal Finance

Money Minutes: Subsidized vs. Unsubsidized

You were likely introduced to the terms, "Subsidized" and "Unsubsidized" when you were filing for financial aid in college. Still not sure what the two are, or how they differ?

Date:

Student Loans