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Your Financial Future, Guided by Local Experts

Wealth Management

Partner with experienced advisors who'll help you create personalized investment, retirement, and estate strategies aligned to your goals.

Financial Planning for Your Life

Since 1935, 3Rivers has helped members take confident steps toward their financial futures. Through ClearFuture Financial, you’ll partner with experienced advisors who take the time to understand your goals and create personalized wealth strategies designed around your life today and for what’s ahead.

Explore What We Offer

Comprehensive Wealth Management Services

From retirement to estate planning, discover financial services designed to help you reach your goals with confidence.
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Financial Planning

  • Customized retirement income strategies designed for your lifestyle 
  • Tax-smart withdrawal planning and IRA/401(k) rollover support 
  • Social Security and Medicare optimization guidance 
  • Healthcare and long-term care cost planning 
  • Regular strategy reviews as your life changes 
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Investments

  • Custom portfolio design matched to your goals and comfort level 
  • Strategic asset allocation and diversification approach 
  • Active monitoring and portfolio rebalancing
  • Access to stocks, bonds, mutual funds, annuities and ETFs 
  • Clear performance reporting and regular check-ins 
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Trust Services

  • Professional trust administration and management services 
  • Estate settlement and probate support for families 
  • Asset protection and wealth preservation strategies 
  • Fiduciary oversight for beneficiaries and estates 
  • Coordinated planning with your attorney and CPA 
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Estate Planning

  • Protect your legacy and provide for future generations 
  • Strategic asset transfer and wealth preservation planning 
  • Tax-efficient estate and gift planning strategies 
  • Trust analysis and beneficiary reviews
  • Charitable giving strategies that reflect your values 
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529 Savings Plan

  • Indiana's CollegeChoice 529 plan with state tax benefits 
  • Tax-deferred growth potential for education expenses 
  • Flexible contribution options and investment choices 
  • Use for qualified education expenses tax-free 
  • Beneficiary can be changed to another family member 
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Standard Benefits Across All Services

What You Get with ClearFuture Financial

Every wealth management service includes these advantages designed to give you confidence and clarity with your finances.

Local Advisors, National Backing

Indiana/Ohio advisors with LPL Financial's resources.

Personalized Strategy Development

No cookie-cutter plans—strategies built for your life.

Ongoing Partnership & Reviews

Regular meetings keep your strategy aligned as life shifts.

Clear, Transparent Communication

Plain-language guidance for confident decision-making.

Complement Your Wealth Strategy

Maximize Your 3Rivers Banking

Pair your investment strategy with convenient high-yield savings accounts to manage your complete financial picture in one place.
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Get in Touch

Connect with us however works best for you! We're here to answer questions and help you reach your financial goals.

Call Us

Reach our knowledgeable team anytime.

Visit a Branch

Stop by any of our 24+ locations.

Schedule an Appointment

Book a meeting in-person, over-the-phone, or virtually.
Disclaimer

Securities and advisory services are offered through LPL Financial (LPL), a registered investment advisor and broker-dealer (member FINRA/SIPC).  Insurance products are offered through LPL or its licensed affiliates. 3Rivers Federal Credit Union and ClearFuture Financial are not registered as a broker-dealer or investment advisor. Registered representatives of LPL offer products and services using ClearFuture Financial, and may also be employees of 3Rivers Federal Credit Union.  These products and services are being offered through LPL or its affiliates, which are separate entities from, and not affiliates of, 3Rivers Federal Credit Union or ClearFuture Financial.  Securities and insurance offered through LPL or its affiliates are:

Not Insured by NCUA or Any Other Government Agency Not Credit Union Guaranteed Not Credit Union Deposits or Obligations May Lose Value

 

Your Credit Union (“Financial Institution”) provides referrals to financial professionals of LPL Financial LLC (“LPL”) pursuant to an agreement that allows LPL to pay the Financial Institution for these referrals. This creates an incentive for the Financial Institution to make these referrals, resulting in a conflict of interest. The Financial Institution is not a current client of LPL for brokerage or advisory services. Please visit Institution Plain English Disclosure for more detailed information.

LPL Financial Form CRS

Check the background of investment professionals associated with this site on FINRA’s BrokerCheck.