Financial Education

Helpful, easy-to-understand articles to guide your financial wellness journey at every stage.

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Understanding Your Credit Score & Report

At 3Rivers, we believe establishing a good credit history is important to your future borrowing ability. Your first car loan is often your first credit obligation, so handling it properly is essential. On-time payments are vital to a good credit rating and future loans from the lender. Even one late payment appearing on your credit report can have a major negative impact on your credit score.

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Students standing in room at college.

4 Options to Consider for More Financial Aid

If you have college funding gaps that need to be filled, there are still options for additional financial aid. We’d love to help you explore ways to get this semester paid for.

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Student Loans College & Trade School Preparation

Have Questions? We’ve Got Answers!

Looking for some quick and simple answers to common questions like, "What are your holiday hours?" "How do I reset my mobile password?" "What's your routing number?" and more? You might want to take a look at our Frequently Asked Questions page!

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Digital Banking & Technology

How to Structure Your Savings for Maximum Stability

If you haven’t considered Share Certificates (or Certificates of Deposit/CDs, as they’re known at banks) as part of your strategy, you might be leaving money on the table. Share Certificates offer fixed rates, locking in today’s yield for the entire term—even as rates fall.

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Share Certificate (CD)
CUvBank Infographic

Understanding the Credit Union Difference

CREDIT UNIONS VS. BANKS: While credit unions offer all of the products and services you’d expect from a financial institution, and are federally insured, they're different in that they exist on the philosophy of “people helping people.”

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Personal Finance