Financial Education

Helpful, easy-to-understand articles to guide your financial wellness journey at every stage.

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Traveling for Spring Break? Protect Your Finances!

It's time for Spring Break! If you've got plans to travel over the next few weeks, we hope that the preparation and the journey go as smoothly as possible. One pro tip to ensure that happens on the finance front? Let your financial institution know if you'll be leaving the state.

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Fraud Protection & Security

Beware of IRS Phone Scams

Many people in the area, including 3Rivers members and employees, have been receiving suspicious phone calls over the last several days from scammers claiming to be from the IRS. In most cases, the scammers will claim that you owe bogus debts and threaten to take extreme actions, such as freezing your account or pressing legal charges, if you don't pay up.

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Fraud Protection & Security

Traveling This Summer? Protect Your Finances

It's SUMMER! If you've got plans to travel over the next few months, we hope that the preparation and the journey go as smoothly as possible. One pro tip to ensure that happens on the finance front? Let your financial institution know if you'll be leaving the state.

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Fraud Protection & Security

How-Tuesday: How to Prevent + Respond to Identity Theft

Identity theft is "the fraudulent acquisition and use of a person's private identifying information, usually for financial gain."1 In other words, someone who is not you using your information to better their situation, often leaving you in debt and your personal records – like your credit score - in bad shape.

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Fraud Protection & Security

EMV: The Future of Card Security

Target. Heartbleed. Home Depot. With the widespread news of the many security breaches in the last year, it may seem like consumers are seeing only the tip at the iceberg when it comes to security in ever evolving tech-hungry culture. Retailers are on the defensive as they repair their image and attempt to restore consumer confidence. Online entities are assessing their standards and seeking methods to stay ahead of the curve. And that’s why the timing couldn't be better for advocates of a new generation of security technology commonly called EMV.

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Fraud Protection & Security

Data Breaches: What You Need to Know

Like most credit unions, 3Rivers is subject to strong data security standards established by Congress and federal regulators. While data breaches can happen anywhere, we are ready with a plan designed to ensure the safety and confidentiality of your sensitive data.

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Fraud Protection & Security

Card Fraud + 3Rivers’ Protection Solutions

Target, Michael’s, Home Depot, Goodwill, Jimmy Johns, Dairy Queen, Kmart. In less than a year, cardholders all over the USA received the news that these major retailers/restaurants suffered a breach. As a result, millions of cardholders have had to replace their debit and credit cards.

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Fraud Protection & Security

A New Wave of Retailer Security Breaches and What it Means to You

Several folks from the 3Rivers team are closely following recent news about potential card data breaches involving Home Depot and Goodwill Industry stores. Because this could involve a large number of cards and impact many 3Rivers members, we wanted to share some facts and offer suggestions for ways to be proactive in securing your money matters with as little inconvenience as possible. As always, we’ll keep monitoring details as they develop and communicate them to you.

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Fraud Protection & Security