Financial Education

Helpful, easy-to-understand articles to guide your financial wellness journey at every stage.

Categories
Image of hands holding a mobile phone.

SCAM ALERT: Fraudsters Posing as 3Rivers Attempting to Obtain Personal Information

We’ve recently been made aware that 3Rivers members are being contacted by fraudsters posing as the credit union and attempting to obtain personal information. We want to remind you to be alert and practice caution if you’re ever contacted by what appears to be your financial institution or another trusted agency (via phone call, text message, or email) asking you to verify private details or numbers (credit card numbers, social security number, PINs, account numbers, and so on).

Date:

Fraud Protection & Security
Mobile phone screen showing Mastercarda nd PayPal apps.

Mastercard® Updates Rules About Disputing Transactions Made Using Money Transfer Services

Money transfer services — like Cash App, Zelle, Facebook, and PayPal — are convenient ways to send funds to our friends, family, and even sellers when paying for products or services online. However, new rules and regulations have recently been added by Mastercard® that prohibit financial institutions from disputing these types of transactions.

Date:

Fraud Protection & Security
shutterstock_1007757580-copy

How do I Report Fraud?

ACT IMMEDIATELY. If it involves your 3Rivers account, please let us know.

Date:

Fraud Protection & Security
IMG_1993-copy

Fraud Prevention Resources

3Rivers can help with resources to report any possible fraud activity to the company that's falsely represented.

Date:

Fraud Protection & Security
IMG_2018-copy

ID Theft

Identity theft is serious. It could affect you or someone you know at any time. It happens when someone takes your personal information – like your account numbers or Social Security number – and pretends to be you so they can run up charges. Let 3Rivers help with tips to prevent these from happening to you or a loved one.

Date:

Fraud Protection & Security

Common Fraud Examples

From closed account hoaxes, internet auctions, phishing, skimmers, cyber security and a number of other scams, 3Rivers can help. Detecting it is the first step, let us help!

Date:

Fraud Protection & Security
IMG_2408-copy

How 3Rivers Protects Your Accounts?

3Rivers is a leader in using technology (EMV Cards, Fraud Monitoring System & Text Alerts) to protect members' accounts at the purchase level and monitors every member’s account for suspicious activity.

Date:

Fraud Protection & Security
Equifax website displayed on mobile phone.

Equifax Data Breach Settlement

Equifax has worked with the Federal Trade Commission and the Financial Protection Bureau to develop benefits geared toward helping consumers who were affected by the Equifax breach in September 2017.

Date:

Fraud Protection & Security